Question 1

What Is Serve Funding?

Accepted Answer

Serve Funding is a boutique working capital advisory that helps businesses secure financing solutions when traditional banks aren't an option. We connect business owners with lenders offering loans, lines of credit, equipment leasing, and other financial products tailored to their needs.

Question 2

How Does Serve Funding Work?

Accepted Answer

We work with trusted referral partners, such as bankers and financial advisors, to receive leads for businesses in need of financing. Our process involves qualifying the lead, gathering the necessary documentation, and connecting the business with suitable funding options. We guide you through every step of the process to ensure a smooth and transparent experience.

Question 3

What Types Of Funding Solutions Do You Offer?

Accepted Answer

Serve Funding offers a variety of funding solutions, including: Loans and lines of credit, Asset-based financing, Equipment leasing, Contract and purchase order funding, MCA (Merchant Cash Advance) consolidations, and Equity and partner buyouts.

Question 4

What Information Do I Need To Provide To Get Started?

Accepted Answer

To begin, we will request some basic information about your business, including financial statements, business plans, and identification documents. This helps us assess your eligibility and find the best financing options available.

Question 5

How Long Does The Funding Process Take?

Accepted Answer

The timeline varies depending on the type of funding and the completeness of the information provided. Typically, it can take anywhere from a few days to a couple of weeks. We work diligently to expedite the process and keep you informed at every stage.

Question 6

What If I've Been Denied Funding By A Bank?

Accepted Answer

Serve Funding specializes in helping businesses that have been turned down by traditional banks. We have access to alternative lenders and creative financing solutions designed to meet unique business needs, even if you've been previously denied.

Question 7

Is My Information Kept Confidential?

Accepted Answer

Yes, we take your privacy seriously. All information you provide is kept confidential and is only shared with trusted partners and lenders as necessary to facilitate your funding. Please review our Privacy Policy for more details on how we protect your data.

Question 8

How Does Serve Funding Ensure A Fair Process?

Accepted Answer

We operate on a foundation of transparency, integrity, and service. Our goal is to find the best financing solution that aligns with your business goals. We communicate openly about all options, fees, and potential outcomes, ensuring you have the information needed to make informed decisions.

Question 9

Can Serve Funding Help With Ongoing Financing Needs?

Accepted Answer

Absolutely! We aim to build long-term relationships with our clients. If your business requires additional funding in the future or if your needs evolve, we are here to help you navigate those changes and find the right financial solutions.

Question 10

What Industries Does Serve Funding Work With?

Accepted Answer

We work with a wide range of industries, including retail, manufacturing, technology, healthcare, government contracting, and more. If you're unsure whether your business qualifies, please contact us to discuss your specific needs.

Question 11

How Can Healthcare Providers Benefit From Business Financing?

Accepted Answer

Healthcare providers often face challenges with cash flow due to slow insurance reimbursements, high equipment costs, and staffing needs. Asset-based lending, accounts receivable financing, and working capital loans can help medical practices, clinics, and supply companies bridge gaps and fund growth. Many healthcare organizations use these solutions to manage seasonal fluctuations, fund equipment purchases, or expand capacity.

Question 12

What Financing Solutions Work Best For Manufacturers?

Accepted Answer

Manufacturers typically need capital for equipment purchases, inventory buildup, and working capital during growth phases. Asset-based lending works well for manufacturers because you can leverage equipment, real estate, and inventory. Invoice factoring is ideal if you have strong B2B customers with net-30, net-60, or net-90 payment terms. Many manufacturers also use working capital lines to manage seasonal demand swings.

Question 13

How Does Government Contracting Financing Work?

Accepted Answer

Government contractors face unique challenges: long payment cycles (sometimes 60-90+ days), contract bond requirements, and upfront costs before receiving payment. We offer specialized solutions including contract financing, bid bonds, and accounts receivable financing that align with government payment timelines. This allows contractors to take on larger contracts without straining cash flow.

Question 14

Can Serve Funding Help If My Industry Has Seasonal Fluctuations?

Accepted Answer

Absolutely. Revolving lines of credit and asset-based lending are perfect for seasonal businesses. You can draw capital when you need it (during off-season) and pay it back when cash flows in (during peak season). This flexibility allows you to maintain payroll and inventory without being constrained by temporary cash crunches.

Frequently Asked Questions