What is Equipment Leasing & Financing?
Equipment leasing lets you acquire essential machinery, vehicles, technology without large upfront capital. Monthly payments spread the cost over 3-7 years.
| Cost of Capital | Rates: Prime + 3% to 10% |
How It Works
Equipment leasing offers businesses a practical solution to acquire essential machinery, vehicles, and technology without large upfront costs. By opting for a lease or loan specifically for equipment, companies can efficiently manage cash flow while securing the assets necessary for their operations. This financing method is ideal for most industries, including manufacturing, construction, transportation, healthcare, and technology.
Key Features & Benefits
Loan range from $100K to $50MM+
Terms of 3 to 7 years are most typical
70%–85% advance of liquidation value
Equipment appraisal or audit required
Rates: Prime + 3% to 10%
Applicable for B2B and B2C sectors
Sale-leaseback options for existing equipment
Other Funding Solutions
Working Capital Loans & Lines of Credit
A working capital loan is short-term financing that helps businesses cover day-to-day operational expenses: payroll, inventory, accounts payable, rent, etc.
Learn More →Invoice Financing
Invoice factoring (also called AR financing) is when you sell your unpaid B2B invoices to a factor for immediate cash. Instead of waiting 30-90 days for customers to pay, you get 75-95% of the invoice value within 24-48 hours. As customers pay, the borrowing automatically decreases—making it self-liquidating.
Learn More →Asset-Based Lending
Asset-Based Lending (ABL) is a flexible credit line that lets you borrow against your company's assets like accounts receivable, inventory, equipment, and real estate. Instead of focusing heavily on credit history, ABL lenders evaluate the value of your collateral.
Learn More →