What are Equipment Leasing & Loans?
Equipment leasing lets you acquire essential machinery, vehicles, technology without large upfront capital. Monthly payments spread the cost over 3-7 years.
| Typical Amount | $100,000 - $50,000,000 |
| Cost | Prime + 3% to 10% |
| Funding Timeline | |
| Best For | Manufacturing, Construction, Transportation, Healthcare, Technology |
How It Works
Equipment leasing offers businesses a practical solution to acquire essential machinery, vehicles, and technology without large upfront costs. By opting for a lease or loan specifically for equipment, companies can efficiently manage cash flow while securing the assets necessary for their operations. This financing method is ideal for most industries, including manufacturing, construction, transportation, healthcare, and technology.
Key Features & Benefits
Loan range from $100K to $50MM+
Terms of 3 to 7 years are most typical
70%–85% advance of liquidation value
Equipment appraisal or audit required
Rates: Prime + 3% to 10%
Applicable for B2B and B2C sectors
Sale-leaseback options for existing equipment
Rates & Terms
| min Amount | $100,000 |
| max Amount | $50,000,000 |
| term Length | 3-7 years |
| advance Rate | 70-85% of liquidation value |
| interest Rate | Prime + 3% to 10% |
| closing Time | 15-30 business days |
