What is PO Funding?
PO financing provides funding to fulfill customer purchase orders when you lack working capital for production or materials. Especially valuable for international sourcing, tariff management, and supply chain financing.
| Facility/Loan Size | Loan amounts from $250K to $50M |
| Cost of Capital | Tariff cost management through bulk order discounts |
| Funding Timeline | Fast approval: 2-4 weeks, funding in 5-10 business days |
| Best For | Manufacturers & wholesalers with large orders, E-commerce firms scaling inventory, International importers managing supplier payments, Companies offsetting tariff costs through bulk orders, Distributors fulfilling major contracts, Businesses with strong PO pipeline |
How It Works
PO financing unlocks growth by funding purchase orders before you have customer cash in hand. This works for drop-shipped orders, international sourcing (including overseas suppliers), work-in-process goods, and inventory production. Real example: a specialty coffee importer faced demand surge from corporate roasters but was capped at $150K by their existing lender. Serve Funding secured a $1MM PO facility in 2 weeks, enabling them to pay overseas suppliers without delays, offset rising tariff costs through bulk orders, and fulfill new customer orders at scale. PO financing is ideal for manufacturers, distributors, e-commerce firms, and international traders managing complex supply chains.
Key Features & Benefits
Loan amounts from $250K to $50M
Revolving credit that scales with growth
Funds 70%-100% of P.O. value
Fees from 1.5% to 3% per 30 days
International supplier support (USA and overseas vendors)
Work-in-process (WIP) and finished goods financing
Tariff cost management through bulk order discounts
Drop-ship and warehouse order support
Fast approval: 2-4 weeks, funding in 5-10 business days
PO Funding - Common Questions
Get answers to the most common questions about po funding
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