What are SBA Loans?
SBA Loans are government-backed loans from banks offering lower interest rates and longer terms than traditional loans.
| Facility/Loan Size | Loan amounts from $250K to $5MM+ |
| Cost of Capital | Advance rates based on cash flow and assets |
How It Works
SBA Loans foster small business growth by offering government-backed guarantees on loans from banks or credit unions. This support reduces lenders' risk, enabling businesses to secure essential capital. With options like the versatile 7(a) Loan for various needs, the 504 Loan for asset purchases, and the Express Loans for quick funding, SBA Loans cater to diverse business requirements.
Key Features & Benefits
Loan amounts from $250K to $5MM+
Typical term up to 10 years
Advance rates based on cash flow and assets
Available exclusively in the USA
Other Funding Solutions
Asset-Based Lending
Asset-Based Lending (ABL) is a flexible credit line that lets you borrow against your company's assets like accounts receivable, inventory, equipment, and real estate. Instead of focusing heavily on credit history, ABL lenders evaluate the value of your collateral.
Learn More →Invoice Financing
Invoice factoring (also called AR financing) is when you sell your unpaid B2B invoices to a factor for immediate cash. Instead of waiting 30-90 days for customers to pay, you get 75-95% of the invoice value within 24-48 hours. As customers pay, the borrowing automatically decreases—making it self-liquidating.
Learn More →Working Capital Loans & Lines of Credit
A working capital loan is short-term financing that helps businesses cover day-to-day operational expenses: payroll, inventory, accounts payable, rent, etc.
Learn More →