What is Real Estate Lending?
Real estate financing covers commercial property purchases, refinancing, cash-out refinancing, and business owner financing needs. Includes bridge loans (12-36 months) and permanent financing (25-30 year terms).
| Cost of Capital | Rates from Prime + 2% to 7% |
| Best For | Commercial property acquisitions, Business owner real estate refinancing, Bridge financing for property timing gaps, Cash-out refinancing for working capital, Investment property portfolios, Mixed-use development |
How It Works
Real estate financing solutions cover all property types and purposes: industrial, office, retail, multi-family, mixed-use, and investment portfolios. Options include short-term bridge financing (12-36 months) for acquisition timing, permanent commercial loans (25-30 year amortization), refinancing with cash-out, and business owner financing. Work with banks, credit unions, institutional lenders, private investors, and equity funds. Real example: a surgeon used real estate financing as part of a layered capital strategy—securing a second mortgage on personal assets to provide additional runway during M&A.
Key Features & Benefits
Financing facilities from $500K to $100MM+
Loan terms from 12 months to 30 years
LTV of 50-85% on commercial properties
Rates from Prime + 2% to 7%
All property types, all asset classes
DSCR-based or bank statement qualified
Bridge and permanent options
Real Estate Lending - Common Questions
Get answers to the most common questions about real estate lending
Other Funding Solutions
Working Capital Loans & Lines of Credit
A working capital loan is short-term financing that helps businesses cover day-to-day operational expenses: payroll, inventory, accounts payable, rent, etc.
Learn More →Invoice Financing
Invoice factoring (also called AR financing) is when you sell your unpaid B2B invoices to a factor for immediate cash. Instead of waiting 30-90 days for customers to pay, you get 75-95% of the invoice value within 24-48 hours. As customers pay, the borrowing automatically decreases—making it self-liquidating.
Learn More →Equipment Leasing
& Financing
Equipment leasing lets you acquire essential machinery, vehicles, technology without large upfront capital. Monthly payments spread the cost over 3-7 years.
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