What is Real Estate Lending?
Real estate financing covers commercial property purchases, refinancing, cash-out refinancing, and business owner financing needs. Includes bridge loans (12-36 months) and permanent financing (25-30 year terms).
| Cost of Capital | Rates from Prime + 2% to 7% |
| Best For | Commercial property acquisitions, Business owner real estate refinancing, Bridge financing for property timing gaps, Cash-out refinancing for working capital, Investment property portfolios, Mixed-use development |
How It Works
Real estate financing solutions cover all property types and purposes: industrial, office, retail, multi-family, mixed-use, and investment portfolios. Options include short-term bridge financing (12-36 months) for acquisition timing, permanent commercial loans (25-30 year amortization), refinancing with cash-out, and business owner financing. Work with banks, credit unions, institutional lenders, private investors, and equity funds. Real example: a surgeon used real estate financing as part of a layered capital strategy—securing a second mortgage on personal assets to provide additional runway during M&A.
Key Features & Benefits
Financing facilities from $500K to $100MM+
Loan terms from 12 months to 30 years
LTV of 50-85% on commercial properties
Rates from Prime + 2% to 7%
All property types, all asset classes
DSCR-based or bank statement qualified
Bridge and permanent options
Real Estate Lending - Common Questions
Get answers to the most common questions about real estate lending
Other Funding Solutions
Asset-Based Lending
Asset-Based Lending (ABL) is a flexible credit line that lets you borrow against your company's assets like accounts receivable, inventory, equipment, and real estate. Instead of focusing heavily on credit history, ABL lenders evaluate the value of your collateral.
Learn More →Invoice Financing
Invoice factoring (also called AR financing) is when you sell your unpaid B2B invoices to a factor for immediate cash. Instead of waiting 30-90 days for customers to pay, you get 75-95% of the invoice value within 24-48 hours. As customers pay, the borrowing automatically decreases—making it self-liquidating.
Learn More →Working Capital Loans & Lines of Credit
A working capital loan is short-term financing that helps businesses cover day-to-day operational expenses: payroll, inventory, accounts payable, rent, etc.
Learn More →