What is Inventory Financing?
Asset-Based
Inventory financing is a short-term loan option that leverages existing inventory as collateral, offering businesses the liquidity to manage inventory levels.
| Typical Amount | $500,000 - $20,000,000 |
| Cost | Prime + 6-12% |
| Funding Timeline | |
| Best For | E-commerce, Retail, Wholesale, Seasonal inventory needs |
How It Works
Inventory financing is a short-term loan option that leverages existing inventory as collateral, offering businesses the liquidity to manage inventory levels. It's ideal for companies needing to maintain stock to satisfy customer demand while facing interim cash flow issues.
Key Features & Benefits
Loan amounts from $500K to $20M
Revolving credit lines available
Advance rate up to 85% of liquidation value
Inventory audit / review typically required
Interest based on Prime + 6-12%
Suited for B2B and B2C companies
Great solution for e-commerce firms
Rates & Terms
| min Amount | $500,000 |
| max Amount | $20,000,000 |
| advance Rate | Up to 85% of liquidation value |
| interest Rate | Prime + 6-12% |
| closing Time | 15-30 business days |
