What is Inventory Financing?
Inventory financing is a short-term loan option that leverages existing inventory as collateral, offering businesses the liquidity to manage inventory levels.
| Facility/Loan Size | Loan amounts from $500K to $20M |
| Cost of Capital | Advance rate up to 85% of liquidation value |
How It Works
Inventory financing is a short-term loan option that leverages existing inventory as collateral, offering businesses the liquidity to manage inventory levels. It's ideal for companies needing to maintain stock to satisfy customer demand while facing interim cash flow issues.
Key Features & Benefits
Loan amounts from $500K to $20M
Revolving credit lines available
Advance rate up to 85% of liquidation value
Inventory audit / review typically required
Interest based on Prime + 6-12%
Suited for B2B and B2C companies
Great solution for e-commerce firms
See It In Action
Real companies using Inventory Financing to solve their capital challenges
Other Funding Solutions
Asset-Based Lending
Asset-Based Lending (ABL) is a flexible credit line that lets you borrow against your company's assets like accounts receivable, inventory, equipment, and real estate. Instead of focusing heavily on credit history, ABL lenders evaluate the value of your collateral.
Learn More →Invoice Financing
Invoice factoring (also called AR financing) is when you sell your unpaid B2B invoices to a factor for immediate cash. Instead of waiting 30-90 days for customers to pay, you get 75-95% of the invoice value within 24-48 hours. As customers pay, the borrowing automatically decreases—making it self-liquidating.
Learn More →Working Capital Loans & Lines of Credit
A working capital loan is short-term financing that helps businesses cover day-to-day operational expenses: payroll, inventory, accounts payable, rent, etc.
Learn More →