Insights

Unsecured Line of Credit Solutions

Knowing When to Refer: The Smartest Move Isn't Always Saying Yes

Michael Kodinsky, Founder & CEO

Michael Kodinsky

Founder & CEO

July 18, 2025

Most advisors focus on what they can do. The great ones focus on what they can do for their clients by connecting them with the right partners.

That difference separates a gatekeeper from a strategic advisor.

The Moments That Define Your Value

At this moment, you have two choices:

When Knowing Who Else Can Builds Trust

Think about the advisors you trust most. What do they have in common?

→ Resourcefulness: You have solutions for situations others give up on

→ Commitment: You care more about solving the problem than protecting your turf

Flexible Capital for Every Situation

This is where a flexible line of credit becomes powerful. Consider this product:

Revolving Line of Credit Program

Term: Up to 36 months

Rates: 1.16%–1.29% per month

Security: Personal guarantee + UCC

Draw: Flexible—use what you need, when you need it

Transparency: Amortization schedule provided for clarity

Speed: When timing matters, this closes faster than bank processes

Bridge scenarios: Perfect for temporary cash gaps, receivables timing, or inventory cycles

Scaling inventory: Seasonal businesses, project-based work, or businesses with lumpy cash flow benefit from this structure

What Service Really Means

That means:

Listening first, before recommending a solution

Acting with urgency and care when your client needs speed

Prioritizing long-term outcomes over short-term transaction wins

Being accountable not just when deals go smoothly, but when things get complicated

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