Insights
Unsecured Line of Credit Solutions
Knowing When to Refer: The Smartest Move Isn't Always Saying Yes

Michael Kodinsky
Founder & CEO
July 18, 2025
Most advisors focus on what they can do. The great ones focus on what they can do for their clients by connecting them with the right partners.
That difference separates a gatekeeper from a strategic advisor.
The Moments That Define Your Value
At this moment, you have two choices:
When Knowing Who Else Can Builds Trust
Think about the advisors you trust most. What do they have in common?
→ Resourcefulness: You have solutions for situations others give up on
→ Commitment: You care more about solving the problem than protecting your turf
Flexible Capital for Every Situation
This is where a flexible line of credit becomes powerful. Consider this product:
Revolving Line of Credit Program
Term: Up to 36 months
Rates: 1.16%–1.29% per month
Security: Personal guarantee + UCC
Draw: Flexible—use what you need, when you need it
Transparency: Amortization schedule provided for clarity
Speed: When timing matters, this closes faster than bank processes
Bridge scenarios: Perfect for temporary cash gaps, receivables timing, or inventory cycles
Scaling inventory: Seasonal businesses, project-based work, or businesses with lumpy cash flow benefit from this structure
What Service Really Means
That means:
Listening first, before recommending a solution
Acting with urgency and care when your client needs speed
Prioritizing long-term outcomes over short-term transaction wins
Being accountable not just when deals go smoothly, but when things get complicated

